Welcome Group Info.
Our Story
Welcome Group Info.
Branches
Vision & Mission

Welcome Group Info.

Welcome Finance Cambodia offers Non-collateral and Collateral loan product that fit with the needs and goals of the Cambodia Market.

  • Total Asset : $3.6 Billion+
  • Corporations : 12
  • Cummulative Lending : $16.5 Billion+
  • Executives and employees : 1,564

Summary

Total Asset $3.6 Billion+
Corporations 12
Cummulative
Lending		 $16.5 Billion+
Executives and
employees		 1,564

Organizational Chart

Welcome Financial Group

  • Savings Bank

    · Welcome Savings Bank

  • NPL

    · Welrix F&I Corporation

  • Overseas Corporation

    · Welcome Finance, INC

    · Welcome Bank(Rural Bank)

    · Welcome Finance Cambodia

    · Welcome Leasing Lao(Laos)

    · PACIFIC STAR FINANCE LTD.(Myanmar)

    · Welcome Debt Trading Ltd.(Vietnam)

  • Rental

    · Welrix Rental

  • Financial
    &
    Digital

    · Welcome F&D

  • Payments Gateway

    · Welcome Payments

Corporate Identity

  • Vision

    Be the Korea’s No. 1 Consumer Financial Group with global competency, based on customer trust.

  • Mission

    Contribute to the society by creating the best value based on people and knowledge.

  • Philosophy

    • 1. Collaborate with Mutual Trust and Harmony
    • 2. Think, and Accomplish based on Customer and Market
    • 3. Improve the values Our Customers, Investors, Employees and Society
    • 4. Learn continuously to contribute to Humanity
    • 5. Innovate, and Create new opportunities

Details of each corporation in Welcome Financial Group

as of November 30, 2019

Unit Company name Established Number of
branches		 Number of
employees		 Assets
(Thousand USD)		 Revenue
(Thousand USD)		 Operating Profit
(Thousand USD)		 Net income
(Thousand USD)
Savings Bank Welcome Savings Bank May.02.2014 12 716 2,574,471 311,083 107,414 79,406
Consumer Finance
Company		 Welcome Creditline Corporation Oct.18.2002 5 168 360,090 58,613 24,065 18,495
Anyone Capital Jul.16.2009 4 51 210,910 44,898 13,325 10,583
Youone Capital Nov.01.2013 1 7 11,619 6,190 5,241 4,111
NPL Welrix F&I Corporation Jun.26.2009 1 60 85,890 19,727 11,197 9,603
Overseas Corporation Welcome Finance, INC(Philippines) May.20.2014 10 139 17,188 6,741 1,247 722
Smart Bank (Rural Bank), Inc. Aug.15.2019 1 4 1,642 56 -34 -34
Welcome Finance (Cambodia) Plc. Apr.08.2016 9 187 47,645 7,720 3,015 2,449
Welcome Leasing Lao Co., Ltd. Sep.23.2016 1 71 5,847 1,607 -129 -129
Rental Welrix Rental Dec.28.2016 1 109 139,004 102,626 4,587 415
Payment Gateway Welcome Payments Jul.27.2017 1 27 6,685 3,986 -1,139 -1,134
TOTAL 3,460,991 563,247 168,789 124,487

Welcome Financial Group
History

  • 2015 ~ TodayBusiness Expanding Phase

    • 2021.12 Established Welcome Debt Trading Co., Ltd.
    • 2021.03 Exceeded total loan assets of 5 trillion
    • 2020.07 Acquired Pacific Star Finance in Myanmar
    • 2019.08 Acquired Smart Bank (Rural Bank), Inc.
    •   Changed name : Welcome Bank (Rural Bank), Inc.
    • 2018.08 Launched JV Digital marketing firm Performance
    • 2017.07 Entered payment market with Welcome Payments
    • 2016.12 Started rental business with Welrix Rental
    • 2016.09 Established Welcome Leasing Lao
    • 2016.04 Acquired Welcome Finance Cambodia
    • 2015.12 Launched investment finance with Welrix Capital

  • 2013 ~ 2014Spurting Phase

    • 2014.05 Established the first overseas subsidiary, Welcome Finance, Inc. (Philippines)
    • 2014.05 Established Welcome Savings Bank through acquisition
    • 2013.12 Became one of best in the industry with three consecutive grand prizes

  • 2006 ~ 2009Leaping Phase

    • 2009.10 Began media advertisement
    • 2006.05 Secured foreign investment in May and June of 2006
      • - Templeton : USD 5.5mn.
      • - AFC : JPY 10bn.

  • 2002Business Building Phase

    • 2002.10 Established Welcome Creditline Corporation in Seoul, Korea